504 Loan Rate History
504 Loan Rate History
Note: 10-year bonds are sold every other month.
See the rates from the current year here, and check out the rates from past years below
2025 Rates:
| Month | 20 Year Traditional | 20 Year Debt Refinance | 10 Year Traditional | 10 Year Debt Refinance | 25 Year Traditional | 25 Year Debt Refinance |
|---|---|---|---|---|---|---|
| January | 6.517% | 6.546% | 6.581% | 6.621% | 6.657% | 6.691% |
| February | 6.355% | 6.741% | N/A | N/A | 6.286% | 6.315% |
| March | 6.246% | 6.275% | 6.315% | 6.351% | 6.348% | 6.384% |
| April | 6.457% | 6.487% | N/A | N/A | 6.437% | 6.466% |
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2024 Rates:
| Month | 20 Year Traditional | 20 Year Debt Refinance | 10 Year Traditional | 10 Year Debt Refinance | 25 Year Traditional | 25 Year Debt Refinance |
|---|---|---|---|---|---|---|
| January | 6.286% | 6.757% | 6.479% | 6.493% | 6.313% | 6.331% |
| February | 5.988% | 6.001% | N/A | N/A | 6.015% | 6.033% |
| March | 6.338% | 6.358% | 6.784% | 6.804% | 6.334% | 6.352% |
| April | 5.956% | 5.975% | N/A | N/A | 5.884% | 5.902% |
| May | 6.079% | 6.097% | 6.054% | 6.076% | 6.026% | 6.043% |
| June | 6.388% | 6.406% | N/A | N/A | 6.334% | 6.352% |
| July | 6.637% | 6.655% | 7.076% | 7.098% | 6.583% | 6.601% |
| August | 6.609% | 6.627% | N/A | N/A | 6.554% | 6.572% |
| September | 6.867% | 6.886% | 6.812% | 6.830% | 7.067% | 7.085% |
| October | 7.276% | 7.299% | N/A | N/A | 7.221% | 7.238% |
| November | 7.118% | 7.137% | 7.333% | N/A | 7.457% | 7.546% |
| December | 6.707% | 6.726% | N/A | N/A | 6.594% | 6.623% |
