Certified Lenders

| Steve Murphy Second Vice President Citizens Financial Bank 155 N. Main Street Crown Point, IN 46307 smurphy@citz.com (219) 227-3057 |
Robyn Mills Commercial Credit Analyst Citizens Financial Bank 8301 South Class Avenue Darien, IL 60561 rmills@citz.com (630) 203-1380 |
Daniel Zimmer Senior VP Citizens Financial Bank 8301 South Cass Ave. Darien, IL 60561 dzimmer@citz.com (630) 203-1221 |
| Gregg Holley Senior VP, Business Banking Citizens Financial Bank 1100 East Joliet Street Dyer, IN 46311 gholley@citz.com (219) 227-3060 |
Christine Milton Commercial Credit Analyst Citizens Financial Bank 5311 Hohman Avenue Hammond, IN 46320 ctanjic@citz.com (219) 227-3081 |
John Freyek First Vice President, Senior Commercial Loan Office Citizens Financial Bank 3853 45th Street Highland, IN 46322 jfreyek@citz.com (219) 513-5401 |
| Paul Orner First Vice President Citizens Financial Bank 6101 Harrison St. Merrillville, IN 46410 pworner@citz.com (219) 513-5220 |
Dale Clapp Executive Vice President Citizens Financial Bank 707 Ridge Road Munster, IN 46321 dsclapp@citz.com (219) 513-5138 |
Natalie Kaluf Second VP Citizens Financial Bank 707 Ridge Road Munster, IN 46321 nkaluf@citz.com (219) 227-3063 |
| John Novosel First Vice President Citizens Financial Bank 7650 Harvest Drive Schererville, IN 46375 jnovosel@citz.com (219) 227-3058 |
Rene Martin First Vice President Citizens Financial Bank 855 Thornapple Way Valparaiso, IN 46385 rmartin@citz.com (219) 476-2707 |
Shawn Wagoner First Vice President Citizens Financial Bank 855 Thornapple Way Valparaiso, IN 46385 swagoner@citz.com (219) 513-5402 |
